Comments: Do You Think There Could be Control Issues?

You're not alone. I still pay for everything by check, too, except for my gym membership.

Posted by Tina at May 4, 2009 11:23 PM

I pay what I can pay on line...my bank has a wire transfer with some of the places I pay...they will send a check to the others but I'll trust them for a wire transfer but not to mail out a check...I'll do that myself.

We don't use many checks...don't have many bills I reckon and we use a debit card instead of a check for purchases...except ammo and I buy that with cash....no paper trail.

I was gonna use a debit card at the tax office to get my tags yesterday...but they wanted a buck fifty service charge...wrote 'em a check instead. Heh.

Posted by GUYK at May 5, 2009 08:39 AM

Just want you to know that I enjoyed reading your blog. Good Luck and God's Blessings!

Posted by Anastasia at May 5, 2009 10:50 AM

We are check people, we do no bill paying online.

We also don't use direct deposit until this month as Ford is forcing all of it's employees to use direct deposit now because it's cheaper for them (cost saving anyway they can).

Posted by Quality Weenie at May 5, 2009 11:15 AM

I *finally* started experimenting with on-line bill pay today, since I accidentally noticed that my bank offers it for free. We'll see how it goes.

What surprised me about your teller interaction is that nobody suggested that you'd used your checks out of order, which is very common.

Posted by Harvey at May 5, 2009 12:34 PM

I pay all my personal bills via direct draft to my bank account. I write about 2 checks a month.

Dad used to pay for everything by check. It drove me crazy. So now my sister pays his bills and I balance the checkbook.

Tell me you don't write a check when you go to a store (pet peeve #1). I may have to reconsider our friendship :-)

Posted by Jerry in Indiana at May 5, 2009 12:39 PM

I either pay online or via money order. I hate waiting for checks to clear.

My landlord is awful about cashing checks. Holds on to them for months.

Posted by Graumagus at May 5, 2009 01:15 PM

Like what does the teller have to do... go in the back room and reset the printing press and reprint all the checks by hand then trim them and bind them into a book???

Good grief! All she has to do is enter the information and hit send! BAH! I'm with you - you need to get out of that bank.

I pay several bills by check. One is our electric bill as they don't have online payment (very small town) but that's okay. I pay most other services via credit card online, then pay the credit cards online via the bank. I still get paper bills for my records because printers loathe me and always break and I need the paper bills for tax purposes.

Posted by Teresa at May 5, 2009 01:54 PM

Jerry- Our friendship is saved. I never write a check at the grocery store.

Believe it or not, I put as much as I can on my credit card and then pay one big check the end of the month. It's easier for me to track how much I'm spending on gas and food.

I don't use an ATM either.

I have one credit card.

Anastasia- Thank you!

To everyone else... I can't believe your frickin' comments made it through. Fluffy must be sleeping...

Posted by Bou at May 5, 2009 02:34 PM

I've been doing online bill pay ever since my credit union offered it. I! Love! It! And it's free! I schedule the recurring payments, like my mortgage. I've had only two problems with late payments that were resolved very quickly. No penalties. And if there had been they would have been paid by the service. I use debit cards at the grocery store. No checks. No postage. I write maybe three checks a month. And I track everything in Quicken. Just another bunch of hassles solved with technology.

Bou, as an engineer, I'm surprised you haven't embraced current financial technology.

Posted by Denny at May 7, 2009 01:02 PM