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Or, they couldn't survive on his long term disability because they are mortgaged to the hilt and can't afford 6-9 months without him working.
What it it says is, In 2015 if you are the VP of the United States and your son the Atty General of Delaware is stricken with cancer YOU feel incredibly insecure about your future and the bills to come. And if that's true about the Biden's what security do the rest of us have, who are not VP nor AG with all the good insurance those jobs have?
This was about the loss of his son's salary, not medical insurance.
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