Comments: Credit Card Rape

So true. It also works for the occasional late bill when they whack you with a $35 finance charge PLUS interest.

TJ: Hey, my husband and I just moved, so I'm afraid my bill will be a day or two late. I've been a good customer, so would you mind taking off the extra charges?

Credit Card Company: NOOOO! (Insert evil laugh here.)

TJ: Oh, in that case, please cancel my account -- immediately.

They not only removed the finance charges AND the interest but also upped my credit limit (to buy stuff for the new digs) and gave me a wicked, crazy low interest rate. I should have asked them to throw in a case of champagne too...

posted by TJ on February 24, 2005 12:28 PM

When my husband and I got our very first credit card (oh so many eons ago) everyone thought we were nuts because we kept a running total of what we spent on the refrigerator. When we hit the preset limit (not the card limit, but what we could pay off that month) we didn't use the card again until the next month.

We literally owned nothing for years... but we never carried a balance - ever. Now I figure, other than my house and a car, if I can't pay for it by the end of the month... I don't need it. *grin*

Anyhow... Good for you for getting what you wanted, that's terrific!

posted by Teresa on February 24, 2005 06:55 PM

please send me key to sreamcream, thank very much

posted by roman on April 21, 2005 10:23 AM
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